Operation of several branches in the centralized database

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  • Compliance with the modern trends, market positions and strategies of banking institutions
  • Reducing operational risk and increasing transparency
  • The centralization of the Bank’s functions, operations and business processes
  • Saving unchanged MFO code
  • Maintenance work in a single centralized database of all the structural units of the bank
  • Centralization of a wide range of inter-process communication
  • Consolidation of administrative processes
  • Facilitating integration with third-party tasks
  • Ability to build balance and accountability in the context of individual MFIs
  • The reduction of information security risks and improving the Bank’s information systems
  • Optimization of the organizational structure of the Bank
  • Providing online access to a full array of data in a single database, access control by access levels
  • Ability to conduct the audit without a break
  • Ensuring efficiency and transparency of the Bank’s management process
  • Reduction of costs through centralization of the Bank’s processes
  • Consolidation of data and indicators on all the Bank’s system
  • Ensuring identity settings for all structural units of the system (the identity of the products, their parameters, limits and templates, etc.)
  • The possibility of drawing up a centralized reporting files across the bank system




Code Name Description
“Main” modules group
KRN Core System The module ensures basic functionality of the “platform”, which includes the internal system mechanism and utilities, organization users and subdivisions administration, etc.
CAC Customer accounting The module performs customers (personal, private and business customers) and related accounting.
GL General ledger The module ensures accounts, documents, transactions accounting.
CASH Cash operation management The module ensures cash desk operational activities
ARCH Live data archiving ARC – Data archiving and its transmission from online transaction proceeding system to the archives system.

Archiving – is insertion of outdated data to the archives table space, as well as possibility to deliver such table space data files to less powerful carriers.

Archiving may be performed for the partitioned tables, by putting archived partitions into separate table in separate table space.

INFO SMS and E-mail informing The module ensures customers SMS and Email informing on specified events.
DEALS Contracts record DEALS – a single module of all type of existing contracts
VEGA2 Electronic signature (VEGA2) Module ensures electronic signature attaching (VEGA)
“Business” modules group
CCK Personal, private and business customer portfolio CCK – Personal, Private and Business customers credit agreements servicing, private customer loans portfolio inventory


Edge – borrower before loan examination, Agreements introduction and authorization, Additional agreements, Restructurings. Certificates

Back functional – interest, penalty, depreciation accrual, maturity values allocation on arrears, placing on arrears, agreements closure. Accounting


Special control services for parts (pools) of loans portfolio, which accounting is performed on the bank’s return, but assets for which are provided by other financial institution

OVR Overdraft of the bank, legal persons, physical persons OVR – overdraft of the bank, business customers, private customers

Overdraft loan agreements operation automation

MBDK Interbank credits, deposits MBDK – Interbank credits, deposits

MBDK agreements maintenance

MBDK agreements portfolio maintenance (generation of opening/ attraction payments, interest accrual, prolongation, rollover, security agreements association, SWIFT-messages generation)

– Agreements with financial institutions

Maintenance of 4 types of agreements: Credits attraction; Deposits attraction; Credits allocation; Deposits opening

CRSOUR Credit resources CRSOUR – servicing of agreements of monetary resources exchange between central office and regional directorate

Applications receipt for transactions performance on Credit resources agreements from Allegro;

Applications processing, data preparation to be delivered to Core System regional directorate and central office;

Data delivery to Core System;

Connection adjustment of the Credit resources CDB with Core System

WCS Pre-credit servicing WCS – Pre-credit servicing

Selection of credit terms; data introduction; automatic transactions; examination by regional directorate, central office services; registration of unauthorized agreement in Core System loan portfolio; agreements signing; loan granting

FXS Forex – contracts Forex – contracts

Automation of agreements of currency buying and selling at the interbank market

agreements details maintenance

automatic generation of the corresponding entries

ticket printing

agreement partner details saving

FOREX working accounts review

FOREX-agreements archive review

FOREX-agreements Netting review

CP Securities CP – Accounting of various types of transactions with securities packages
FCT Factoring FCT – Factoring

Maintenance of customer factoring contracts portfolio

REZ Reserves build-up REZ – reserve funds

Automation of the bank reserve funds amount calculation; entries automatic generation

FCH Futures operation with futures
GRN Trade finances, guarantees, letters of credit GRN – Trade finances, guarantees, letters of credit

The module enables to track the state of Provided guarantees agreements (GA), located in the bank’s (BP), business customers, private customers and partner banks portfolios separately.

INS Insurance INS – Insurance

Collateralized property insurance control; earned commission calculation automation; control of limits on partners – insurance companies.

FINST Calculation of business customers financial state FINST – Calculation of the business customer financial state

Calculation and analysis of the customer’s financial state based on the customer’s official accounting data

FINP Calculation of private customer`s financial state FIN – Calculation of the private customer`s financial state
PAWN Security accounting Accounting of security, received by the bank
DPT Private Customer deposits DPT – Private Customer deposit portfolio

deposits origination

State institution adding

deposits redemption

deposits documents printing

CRNV – fixed depositions accounting

Operation with deposit agreements of private customers

DPU Business Customer deposits DPU –Business customer`s deposits

Operation with deposit agreements of business customers

SKN Deposit boxes Deposit safe boxes parameters accounting.
ZAY Exchange transactions Operation on customer applications on buying/selling/ conversion of foreign currencies
RKO Settlement and cash services and subscription fee RKO – Settlement and cash services

ELT – E-services agreements.

Subscription fee accruals and writing off as a kind of commission, Specific character of various rates usage regarding

subscription fee. Specific character of the subscription fee accruals procedure in various CB.

CIN – centralized cash collection

Calculation of payment amounts (commissions), which the bank charges from clients from RKO and automatic generation of required entries.

Single-time commissions

LOM Precious metals junk buying up LOM – Precious metals junk buying up

Support of current transactions on buying up and acceptance for evaluation expertise of the precious metals articles;

Automatic entries display in the banking institution bookkeeping.


BRO Funds reservation on the economic entities’ accounts BRO – Funds reservation on the economic entities’ accounts

Maintenance of customer agreements for the current account balance temporary irreduction

STO Recurring payments Automatic payments generation on due dates
NOS LORO and NOSTRO corr.accounts Nostro agreements portfolio

Positioner’s operation

MT Bank’s internal, interbank and international transfers “Transfers” module enables to perform cash resources transfers in national currency in the automated single internal banking system.
CH_1 Traveller’s cheques Parcels collection from dependent institutions, generation, sending and control into foreign banks, covering and settlements

Cheques acceptance for encashment: Regional directorate sends into the central office, central office consolidates and sends in a single package into the issuing bank.

EXCL Special services 1) Energy market

2) Funds disbursement to the Peace Corps volunteers

3) Interaction with branches regarding precious metals

4) LOT – Front-end operations, Settlements, Lottery distribution accounting

5) AVKAS – Documents payment service

NU Tax accounting NU – Tax accounting

Financial accounting data maintenance and representation in the taxation system

“Reporting” modules group
NBUR National Bank accounting NSI – National Bank accounting classifiers maintenance

National Bank reference books, classifiers and codifiers as well as internal reference books for the accounting needs. Enables to view and edit data in manual mode, as well as “Synchronized tables editing” service is available, which enables to load updated reference books in a package mode or separately on each reference book, having previously viewed the list of modified records.

OTC – National Bank accounting for the commercial banks

APM for the National Bank accounting and internal accounting generation enables to generate files, view indices, view detailed minutes, edit indices and data saving, as well as to unload file into a special formal text file to be sent to the National Bank

AUD – Audit of the National Bank special parameters

Accounts and customer parameters check service Filling-in correctness (whether obligatory parameters values are filled in and its values correspondence to the National Bank classifiers and codifiers) and parameters inter-coordination are checked.

INTG_DPA Accounting to the institutions @F – Accounting to the State tax administration on opened accounts

Files exchange (files generation, slips receipt) with STA

NU – Commercial banks tax accounting to the STA

DELOIT Auditors reports (with Core System)
ANI Analytics reports 1) Financial statement analysis

2) Resources concentration

3) Attraction and reserves on corr. acc.

4) Turnover analysis on corr.acc.

5) Active and passive correspondence analysis

6) Var analysis

7) Profit or loss analysis at a period by branches, customers, agreements

ANB – Banks analysis (Thresholds calculation on active transactions)

ANL – Customers analysis

Customers operation tracking by number of statistical factors to be calculated

Calculation of total incomes and expenditures of a bank as result of customer operation

“Integration” modules group
MGR Data migration from other systems Data migration from other systems
DEBREG Interface with “Debtors register” Monitoring/provision of information on interest-bearing assets overdue, which total amount on one debtor customer exceeds 10 000,00 UAH in equivalent on specific data.
NSM Interface with NSMEP (National Payment system) Interface with National Payment System


CIG Interface with FCBU Interface with FCBU

Ensuring interaction possibility of the Core System with FCBU system. Interaction subject – bank borrowers data: physical and legal persons (in FCBU format).

(Borrowers register)
SWT Interface with SWIFT system Interface with SWIFT system

Outbound messages handling:

Generation of messages: МТ103, МТ200, МТ202

Generation of messages: МТ103 on a secured basis

МТ103, МТ200, МТ202 messages documents maintenance

Correspondent account fitting

Messages export control

Message log

Messages import from SWIFT into Core System

Inbound messages handling

Imported messages without authentication

Messages handling/ distribution

МТ940/МТ950 messages generation

Statements handling

Participants directory import

SSV Interaction of electronic banking system-SWIFT-intrabank payment service Automatic regional directorate. recognition of the incoming SWIFT-message recipient. Recognition filters accumulation

Reformatting of the various transport systems payment documents: electronic banking system-SWIFT-intrabank payment service – Core System (intern).

Loro accounts.

VMD Currency customs declaration acceptance Currency customs declaration acceptance
IBOX Interaction with payment terminals Interaction with payment terminals
DCPN Securities depository (National Bank) integration Securities depository (National Bank) integration


RBNBU Settlement bank (National Bank) integration Settlement bank (National Bank) integration


RI Interface with insider`s register Interface with insider`s register
INTG_EA Core System integration with electronic archive Synchronization with electronic archive, customer`s data and deposit module (physical persons/legal persons) accounts data delivery
INTG_GMSU Core System and Local SMS Provider integration Core System – Local SMS Provider integration. Sending SMS-messages to customers regarding accounts state modifications.
DCP Interface with securities depositary Interface with securities depositary

Import of files from securities depositary, payments generation

INTG_WB WAY4 web banking integration Core System interaction with WAY4 Personal Banking system.
NDRCRM Interaction with CRM BPMNOnline Registration of a customer, loan agreement in CRM BPMOnline system with further data delivery, customer and loan agreement registration in Core System
Interaction with Microsoft CRM Unloading data from Core System into CRM system on the file exchange level
BPK Integration with Way4 processing center Banking cards agreements registration

Interaction with CardMake system (Way4 products, banking cards agreements synchronization)

Interaction with Way4 processing center (files exchange on funds placing/debiting, card accounts balance)

CARD Integration with UkrCard processing centre (UPB) Integration with UkrCard processing center (UPB)
FGV Interaction with deposit insurance fund Interaction with deposit insurance fund
SEP+VPS Support of National Bank electronic banking system and Intrabank payment system (if available) express payment system

Electronic banking system and Intrabank payment system payments control

Control of corr. account

unidentified payments control

data requests processing

files control

National Bank keys renewal

operation with National Bank data retrieval system

analysis of unidentified proceeds (3720 analysis)

placing to accounts on future date

placing to accounts on alternative account 3720

CORP2 Corporate client-bank CORP-2 – Corporate client-bank

CORP 2- is a system with wide list of features, enabling the bank Customers to control their accounts round-the-clock without leaving their office. The following is performed by the system: internal and external transfers; accounts replenishments; SWIFT payments; applications for foreign currency buying/selling; salary project. 

DWHEXP Data upload into the DataWarehouse (DWH) Data upload into the DataWarehouse (DWH)
CLIM Cash limits and balance monitoring Cash limits and balance monitoring in the cashier’s around all bank’s geography from the central office, and possibility to set acceptable limits for cash storage in the cashier’s and notification in case of its violation
CDM(CORP) Integration with Single customer`s base Integration with Single customer`s base
KFILE K-files consolidation The module is designed to generate consolidated accounting files and banking technical statements based on accepted files from banking institutions with K-data on funds flow on bank corporate customers accounts.
CRCA Offset accounts centralized register (CRCA) Offset accounts centralized register (CRCA)
BICF Integration of Core System and Card Management module “Credit factory” Integration of Core System and Card Management module “Credit factory”
INTG_CRNV Central register of immovable deposits (immovable deposits) immovable deposits
INTG_RRODB Rodoviv bank depositors register Rodoviv bank depositors register
INTG_CRV CRV (USSR Central Depositors Registration) CRV (USSR Central Depositors Registration)
“Management/Monitoring/Control” modules group
KST Estimate KST – Estimate

Data communication and importation on entries by accounts, required for the estimate performance control.

BUDG Budgeting. Plan-actual In terms of symbols (as defined by customer-bank) and Branches-2.

“Plan” position entry and simulation functions.

Calculation of “Actual” and “Deviation” positions at various reporting periods. Dynamics.

CIM Exchange control CIM – Exchange control

Export and import transactions contracts maintenance in terms of customers, contracts currencies, contracts types.

DBT Economic receivables XOZ – automatic tracking of debiting cases of separate defined concentration accounts (XOZ type). Control of its timely and correct closing. Reserve calculation on a reporting date in compliance with resolution 23 of the National Bank.
LCS Currency exchange transactions control LCS – Currency exchange transactions control

Control of foreign currency transfers, made by order of physical persons

FINMON Financial monitoring – register 1. Register – Servicing of transactions register, regarding which notifications of reporting institution bodies are implemented.

2. Questionnaires:

filling in the customer’s detailed information

filling in related person`s information

automatic generation of the customer’s digital questionnaires.

3. Transactions blocking – Register maintenance regarding persons, related to terrorism, suspension and notification on transactions, suspicious for the financial monitoring

MTV Bank staff motivation system “Banking transactions” reference book with division on:

Automatic (which may be singled out from Core System)

Manual (may not be singled out from Core System, its data is entered manually)

Scoring system of various types transactions evaluation. Set of reports on various transactions number and its score in a period in calendar days and Branches-3 analysis